The Time Movie – This is still my all time favorite re-motivating minute on the web. Have you seen “the time movie?” http://r20.rs6.net/tn.jsp?t=wfet5gdab.0.0.7rd4utn6.0&ts=S0447&p=http%3A%2F%2Fwww.thetimemovie.com%2F&id=previewCheck it out, and then email me how it re-motivated you. Literally it is only one minute, and it could be just the prospective you need to get your business building juices going.
Too Much Debt? Now that you head is in the right spot lets get down to brass tax. How are your finances? Is debt a problem? If so, I have two links for you. The first, is where you should look for a small business loan, or a consolidation if you need one. Do you know who is giving out the most small business financing? If you listen to the news it may be depressing because you see that small business has been slashed dramatically…However there are banks giving loans, and small business lines of credit. Of course the goal is to not need credit at all, but if you are in a whole it is better to have a good shovel. Wells Fargo is the leading lender right now, and I have several clients who have been successful in getting business lines of credit from them, as well as SBA loans. http://r20.rs6.net/tn.jsp?t=wfet5gdab.0.0.7rd4utn6.0&ts=S0447&p=http%3A%2F%2Fmoney.cnn.com%2F2009%2F11%2F16%2Fsmallbusiness%2Fsmall_business_loans_evaporate%2F&id=previewThe second and maybe more important piece if you are struggling with debt is how do you devise a plan to pay down your debt? If you are like most small business owners, when you have needed credit you have financed your business on credit cards, and maybe lots of them. So when you do get an extra bit of dough, where should you pay it first, and how long will it take you to be out of debt? Here’s a terrific calculator to print out a report showing you month by month what to pay where, and how long it will take until payoff with multiple cards and interest rates. CNN Money’s Debt Reduction Calculator http://r20.rs6.net/tn.jsp?t=wfet5gdab.0.0.7rd4utn6.0&ts=S0447&p=http%3A%2F%2Fcgi.money.cnn.com%2Ftools%2Fdebtplanner%2Fdebtplanner.jsp&id=preview.
No Health Insurance? Still going through life with no health insurance, or maybe you are paying too much because small business owner’s generally get shafted on price for health insurance? If you are a member of Sam’s Club, you may be able to utilize their health insurance for small business owner’s. I have heard it is affordable coverage for entrepreneurs, that may be less expensive then starting a group plan. http://r20.rs6.net/tn.jsp?t=wfet5gdab.0.0.7rd4utn6.0&ts=S0447&p=http%3A%2F%2Fwww.samsclub.com%2F&id=preview.
FREE Advertising? Could your business use some free advertising? Intuit is running a contest through the month’s of January and February called “Love a Local Business”, where businesses are nominated (I believe you can even nominate yourself) and then awarded by a random drawing free radio and other media advertising for the winners. You may not be the winner, but it is worth a shot! http://r20.rs6.net/tn.jsp?t=wfet5gdab.0.0.7rd4utn6.0&ts=S0447&p=http%3A%2F%2Flovealocalbusiness.intuit.com%2F&id=preview